Your bike’s your ‘pride and joy’ and you’d like to keep it that way, which is why you chose to insure it with us. You can’t ride it or keep it next to you for 24 hours each day, so locking it well is the next best thing. We appreciate that there's a vast selection of locks, chains and anchors out there, with an equally high number of things to lock your bike to, so we'll try to give some tips and examples from what we've learnt.
Start by checking out our helpful video
The Bikmo locking guide:
Firstly, and most importantly, if you leave your bike unattended and it's not locked, you will not be covered. We appreciate that there are times when, as cyclists, we're tempted to just pop into a cafe or shop to refuel during a long ride as it'll only take a minute but, sadly, it only takes a minute for someone to steal your bike too. So, it's essential that you either get your riding partner to mind it or lock it up!
Locking well is about using common sense, and here's a few simple reminders:
- choose a well-lit busy area
- make sure the object you are locking your bike to is secure
- use the best lock you can afford (more on that later)
- remove or secure quick release components like wheels, lights, computers, tools and seatposts
- if you have an unexpected puncture when you return, take your bike with you rather than leaving it, as this may have been done on purpose
Which lock do I need?
If leaving your bike unattended, your policy requires you to use a Sold Secure approved lock, suitably rated for the value of your bike, and this is the logo you are looking for:
Bike value under £250 - Bronze
Bike value £251 - £1500 - Silver
Bike value over £1500 - Gold
A Diamond rated lock is fine too, as this is their highest rating available.
The rating is based on the amount of time and the tools required to try to break the lock, so it’s always worth buying the highest rating if it’s in your budget. The higher the rating, the longer it took, if it was actually possible to break! There's some great deals out there, and you can often get a Gold rated lock for the same price as a Silver.
If your Sold Secure approved U lock comes with an additional wire cable, please be aware that the cable is not included in the approved rating, it's just the lock. This means that if you secured the bike through the frame to an immovable object, with the cable only, you wouldn't be covered!
Also, don’t forget to list your lock, along with your bike, to your ‘Bikes and Kit List’ and include a photo or receipt for proof of ownership: How to add your Bikes & Kit