Bikmo Ireland eligibility criteria

It is very important that you ensure that you're eligible for the policy, before you take it out. Failure to check this beforehand may mean that your policy is cancelled.

You are eligible for this insurance cover if:

• you are aged 18 or over; and
• you or any person to be covered by this insurance are a permanent resident of the Republic of Ireland and your permanent address is located within the Republic of Ireland; and
• your cycle is owned by you or any person to be covered by this insurance and usually kept at your address within the Republic of Ireland; and
• you or any person to be covered by this insurance do not use your cycle for professional purposes other than commuting or if you receive annual competition appearance fees of less than €5,000; and
• your cycle does not exceed €10,000 in value; and
• your cycle is not subject to the requirements of the Road Traffic Act which states E-bikes must be pedal-assisted, have a maximum power output of .25kW and are restricted to 25km/h; and

in the past 5 years you or any person to be covered by this insurance;

• have not made more than 2 claims for theft or damage to your cycle; and
• have not had a total value of all claims relating to the theft or damage to your cycle that exceeds €5000; and

you or any person to be covered by this insurance have not had any insurance or proposal:

• cancelled
• withdrawn
• declined
• made subject to special terms; and

you or any person to be covered by this insurance have not been;

• convicted of or charged with any offence, other than a motoring offence or conviction spent under the Criminal Justice (Spent Convictions and Certain Disclosures) Act 2016; or
• declared bankrupt or become insolvent or made any voluntary arrangement with creditors or been subject to enforcement of a judgement debt.