Am I eligible for Bikmo cycle insurance?

To be eligible for a Bikmo policy, there are a couple of conditions that you or any person to be covered by this insurance are required to meet.

Please read the information below to ensure that you’re comfortable that you or any person to be covered by this insurance comply with the eligibility criteria, otherwise your insurance may be void;

• You must be aged 18 or over
• You or any person to be covered by this insurance must be resident in the United Kingdom
• You or any person to be covered by this insurance must not use your bike for professional purposes other than; commuting or if you receive annual competition appearance fees of less than £5,000

In the past 5 years you or any person to be covered by this insurance must not;

• have made more than 2 claims for theft or damage to your cycles
• have a total value of all claims relating to the theft or damage of your cycles that exceeds £5,000

You or any person to be covered by this insurance must not have had any insurance or proposal

• cancelled
• withdrawn
• declined
• made subject to special terms

You or any person to be covered by this insurance must not have been;

• convicted of or charged with any offence, other than a motoring offence or conviction spent under the Rehabilitation of Offenders Act 1974; or
• declared bankrupt or become insolvent or made any voluntary arrangement with creditors or been subject to enforcement of a judgement debt.

For full details on policy requirements, please refer to our Terms Of Business

Key words: eligibility, criteria