When you first took out your policy, if your 'maximum bike value away from home' was set as £999 or lower, you will have been automatically issued a BIKMO GO policy.
So, if you missed anything, here's a recap of the comprehensive cover your BIKMO GO policy provides:
- Cover for theft of and accidental damage or vandalism to your cycle anywhere in the world. This includes theft from the transition area of an organised competitive triathlon or duathlon or the pit area of an organised competitive cyclo-cross event, that you are competing in;
- £150 cover for accessories fixed to your cycle, other than mobile phones and PDAs;
- £150 cover for cycling, duathlon and triathlon specific clothing;
- £150 returning home cover for the necessary and reasonable costs that you incur to return directly to your home by a registered taxi or public transport following theft of or accidental damage to your cycle. This does not include repatriation;
- £150 towards the costs of hiring an alternative cycle following theft or accidental damage to your cycle;
- Worldwide cover, including during transit;
- Competition cover;
- Excess-free replacement option for claims over £1000 in value, if you let us source the parts from your local bike shop; £100 excess for all cash settlements;
- No depreciation on your bike's value, you will be covered up to your insured values;
- £20,000 Personal Accident cover in the event of your death or permanent disablement following an accident;
- £2m Public Liability cover, for any claims made against you;
- Access to free legal advice;
- Family and friends cover.
Please see your Policy schedule and Policy wording for any exclusions related to the above levels of cover. These can be accessed from within your Bikmo account.