All of our policies include cover for your cycle-specific clothing and accessories as standard, and the value of cover you have is dependant on your insured values.
For details of your exact levels of cover, please refer to your policy schedule within your Bikmo account, where they are clearly listed.
The following definitions are referred to throughout your policy documentation in relation to the types of equipment that are covered.
Accessories & Spares
Accessories & Spares are defined as equipment that is not core to the operation of a bicycle, but perform a functional requirement in the pursuit of cycling. Accessories & Spares may be permanently or non-permanently affixed to the bicycle, and include the following;
Electronic
- Cycle Computers
- GPS and accessories (Please note: this does not include any smartphone or tablets devices used with navigation or tracking applications)
- Heart Rate Monitors
- Lights
Storage
- Saddle bags
- Pannier racks
- Panniers
- Handlebar bags
- Frame bags
- Baskets
Other
- Mirrors
- Bells & horns
- Child seats
- Child trailers
- Bottles
- Bottle Cages
- Locks
- Tools - multi tools / allen keys
- Pumps
- Equipment pouches
Clothing & Headgear
- Cycling Shorts - bib, lycra, baggy
- Tights - bib or non bib
- Wetsuits / Tri Suits
- Cycling trousers
- Jerseys - short or long sleeved
- Cycling shoes - clipped in or flat
- Overshoes
- Socks
- Arm, leg and knee warmers
- Jackets - softshell / waterproof / other
- Gilets
- Cycling caps
- Helmets
- Gloves - short finger or long finger
- Knee & elbow pads
- Masks
- Goggles & Sunglasses
- Neck braces
- Hydration packs
- Rucksacks
Bike Boxes
A bike box includes any piece of luggage who's purpose is to specifically protect a bicycle whilst in transit. This can include fabric, semi rigid or fully rigid bike boxes.
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