Bikmo Free Cover Eligibility

Am I eligible for Bikmo free cycle insurance?

To be eligible for a time-limited Bikmo free cover policy, there are a number of conditions that you are required to meet.

Please read the information below to ensure that you’re comfortable that you comply with the eligibility criteria, otherwise your insurance may be void;

• You must be aged 18 or over

• You must be resident in the United Kingdom of Great Britain and Northern Ireland, the Channel Islands, and the Isle of Man 

• You must not use your cycle for professional purposes other than commuting

• You are insuring a pedal cycle or electrically assisted pedal cycle. An electrically assisted pedal cycle has pedals used to propel the cycle, has a maximum power output of 250 watts and is speed restricted to 15.5mph.

• Your cycle was purchased, collected or delivered in the last 7 days

• Your cycle does not exceed £15,000 in value

• You have not:

• had an insurance or proposal cancelled, withdrawn, declined or made subject to special terms; or

• made more than two claims for theft of or damage to cycles

• made claims for theft of or damage to cycles which exceeds a total across all claims made of £5,000 in value

• You have not been:

• convicted of or charged with any offence, other than a motoring offence or conviction spent under the Rehabilitation of Offenders Act 1974; or

• declared bankrupt or become insolvent or made any voluntary arrangement with creditors or been subject to enforcement of a judgement debt

For full policy requirements please refer to our Free Cover Policy Wording and Free Cover Information Document (IPID)