Bikmo offers five different insurance policies, each designed to give cyclists the right level of protection based on how and where they ride.
The five different policy types
CLIK
Theft only cover.
Ideal for casual riders looking for simple, affordable protection.
CLIK+
Theft, personal accident and public liability cover.
A great choice for regular cyclists who want extra peace of mind through personal accident cover and liability protection if they cause injury or damage.
GO
Covers theft and accidental damage.
Suitable for cyclists who want protection against crashes and everyday mishaps.
PLUS
Covers theft, accidental damage, personal accident, and public liability.
Perfect for riders who want comprehensive, all-round cover.
RACE
Full cover including competitive racing.
For cyclists who take part in road, crit or circuit races.
What all policies include
Every Bikmo policy includes:
- worldwide cover
- accessories cover up to £250 or 10% of your total bike value
- Clothing and headgear cover up to £250 or 10% of your total bike value
- £150 to help you get home if your bike is stolen or damaged
- £500 towards hiring a replacement bike
- bike box cover up to £500 or 10% of your total bike value
- legal expenses cover up to £250,000
- no reduction in your bike's value over time
- family and friends can ride your bike
- commuting to and from work covered
Choosing the right policy
Think about:
- how often you ride your bike
- where you ride
- whether you race
- how much protection you want
Check your policy documents for full details of what's covered.
Need help?
If you’re unsure which policy works best for you, get in touch - we’re happy to help you find the right level of cover.