How quickly can I get covered?

January 27, 2026

Whether you’re a new or existing customer, getting instant cover with Bikmo is fast and simple.

New customers

Your insurance starts immediately when you purchase a new policy, so you can ride your bike straight away.

Alternatively, when buying a new policy, you can choose a start date up to 30 days in the future, so your cover begins exactly when you need it.

Existing customers

Adding or changing bikes

You can update your policy yourself online and get covered immediately.

Go to basecamp.bikmo.com

  1. Log into your account
  2. Click 'Manage policy'
  3. Click 'Make an adjustment'
  4. Add or change your bikes

Your new cover starts straight away.

If you need help

If you need assistance updating your policy, contact our customer service team

Response times may be slower during busy periods, so updating online is usually faster and more convenient.

What you can update yourself

You can:

  • Add a new bike
  • Remove a bike
  • Increase your bike’s insured value
  • Decrease your bike’s insured value

Need to manage your policy?

Visit basecamp.bikmo.com to manage your policy.