To get a quote and buy insurance
You'll need:
- Your bike's make & value - how much it would cost to replace today
- Contact details - your name, address, phone number, and email
- Payment details - to pay for your insurance
That's it! Once you've set up a policy, you’re covered straight away.
After you've bought insurance
Once you’re insured, it’s important to keep some documents safe. This will make claiming much easier if anything happens to your bike.
Save proof you own your bike
Keep copies of:
- Purchase receipt
- Photos of you with your bike
- Bank statements showing the purchase
- Messages with the seller (for second-hand bikes)
You can upload these to your Bikmo account to keep them safe and easy to find.
Save proof you own your accessories & clothing
If you have expensive kit, keep receipts for:
- Helmet
- Cycle clothing
- Lights
- Panniers
- GPS or bike computer
- Other cycling gear
Save Your Bike Lock Receipt
If you have a Sold Secure rated lock, you must keep the receipt.
This is vital for theft claims away from home – without it, we cannot process your claim.
Make sure:
- Your lock is Sold Secure Gold or Diamond rated
- You have the receipt stored somewhere safe
Where to save these documents
The easiest and safest place is in your Bikmo account. Upload receipts, photos, and documents there so you’ll never lose them.
Why You Need to Save Everything
If you ever need to make a claim, we’ll ask you to prove:
- You owned the bike
- You owned the accessories
- You had a proper lock (for theft claims)
Having these saved now will make claiming quick and stress-free later.