How do I add a new bike to my policy?

January 19, 2026

Simple steps to update the bikes on your policy

Got a new bike? Sold one? Updating the bikes on your policy is quick and simple through your online account.

How to add or remove a bike

Follow these simple steps:

  1. Log into your Bikmo account
  2. Select 'Manage Policy'
  3. Click 'Make an Adjustment'

From there, you can add a new bike or remove one you no longer own.

Adding a bike to your policy

When you add a bike, you'll need to provide:

  • The make and model
  • How much it's worth (the replacement value)
  • Whether it's an e-bike

Your premium will increase to cover the additional bike, but you’ll automatically benefit from our multi-bike discount.

Removing a bike from your policy

If you’ve sold a bike or no longer own it, removing it from your policy will reduce your premium.

If you’ve already paid for the year, we’ll refund you for the unused portion of cover for that bike.

When do changes take effect?

All policy updates take effect immediately.

What if I've swapped bikes?

If you’ve replaced one bike with another, you can remove the old one and add the new one in a single adjustment - nice and easy.

Multi-bike discount

Insuring more than one bike with us saves you money. Your lower-value bikes automatically receive a discount, and the more bikes you insure, the more you save.